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What is the Missouri Wellness Insurance Pool? The MHIP is a system created to assist Missouri residents who can not discover inexpensive well being insurance coverage, and who do not qualify or are not covered under any other kind of wellness insurance coverage program. The MHIP delivers inpatient and outpatient hospital care physician care care from other medic... Missouri residents who are having trouble obtaining cost-effective well being insurance ought to investigation the Missouri Well being Insurance Pool, or MHIP. What is the Missouri Well being Insurance coverage Pool? The MHIP is a system designed to assist Missouri residents who can not discover affordable well being insurance coverage, and who do not qualify or are not covered beneath any other type of well being insurance strategy. The MHIP offers inpatient and outpatient hospital care physician care care from other medical experts special wellness services and supplies and prescription drug coverage. Who sponsors the Missouri Health Insurance coverage Pool? The MHIP came into effect in 1991 thanks to the Missouri General Assembly. It also operates beneath the Assemblys guidelines. However, the MHIP is administered by Blue Cross and Blue Shield of Missouri and Blue Cross and Blue Shield of Kansas City. Who is eligible for the Missouri Wellness Insurance Pool? The MHIP is open to all Missouri residents based on eligibility requirements, but those residents who have pre-current well being conditions and can not seem to discover a wellness insurance organization that will sell them an individual health insurance policy need to be specially interested in MHIP simply because while there are stipulations on pre-current conditions, the stipulations of the MHIPs policy on pre-current circumstances can be waived in particular circumstances. Those Missouri residents who are not eligible for MHIP consist of those who are eligible for other sorts of health insurance coverage plans and applications such as a standard wellness insurance plan, a state-sponsored wellness insurance strategy, Medicaid, Medicare, and COBRA. If the MHIP has currently paid out $1 million in well being care costs to an individual, he or she is no longer eligible. The identical is correct for individuals who are ineligible for wellness insurance policies due to alcohol and substance abuse. How do I uncover out a lot more details about the Missouri Wellness Insurance Pool? Get in touch with the Missouri Department of Insurance, or pay a visit to the Missouri Health Insurance coverage Pool official Net website. the infographic